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Birbank APK - A Secure and Convenient Banking App from Uptodown

Birbank APK: A Comprehensive Guide

If you are looking for a convenient and secure way to manage your finances, make payments, transfers, and access various banking services online, you might want to check out Birbank APK. This is a mobile banking app developed by Kapital Bank OJSC, one of the leading banks in Azerbaijan. In this article, we will give you a comprehensive guide on what Birbank APK is, what features it offers, how to download and install it, and what are its pros and cons.

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What is Birbank APK?

Birbank APK is an Android app that allows you to use all kinds of banking services online, apply for a loan, installment card, earn bonuses and various gifts. You can manage your bank cards and accounts, track your loans and deposits, make payments and transfers, collect bonus hearts and miles, get VAT refund from purchases, use contactless payment methods, order a digital card, access remote services, and more. All you need is a smartphone and an internet connection.

Features of Birbank APK

Birbank APK has many features that make it a convenient and versatile mobile banking app. Here are some of the main features:

Manage your bank cards and accounts

You can view your card balances, statements, limits, block or change PIN codes, and perform other operations with your cards. You can also track your loans and deposit accounts, view interest rates, repayment schedules, and make payments. You can also order a digital card online without visiting a bank branch.

Make payments and transfers

You can make payments for various services such as mobile, utilities, internet, TV, landline phone, public services, insurance, charity, fines, loans, etc. You can also save payments as templates or set automatic monthly payments. You can make transfers between your cards and accounts, to other bank cards and accounts, by phone number to Birbank users, by cash by code, or by money transfer services (Zolotaya Korona).

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Collect bonuses and miles

You can collect bonus hearts and miles by making payments with Birbank. Hearts can be redeemed for various gifts or discounts from partners. Miles can be used to buy flight tickets from AZAL and THY. You can also receive Umico bonuses for payments made with BirKart Umico.

Get VAT refund from purchases

You can scan QR codes of receipts from purchases and get back part of the VAT to your account ƏDV geri al. You can also view the history of added receipts, check your balance, and make payments and transfers.

Use contactless payment methods

You can make payments securely using NFC (VISA and Mastercard) or QR Pay. NFC allows you to pay by bringing your smartphone over the POS terminal. QR Pay allows you to pay by scanning a QR code on a receipt or cash register.

Order a digital card

You can create a Digital card in seconds and make online payments and transfers. A digital card is a virtual card that does not require physical delivery or activation. You can use it for online shopping or other transactions.

Access remote services

You can access various remote services such as online queue, ordering a card, applying for a loan, etc. Online queue allows you to take online queues in advance to avoid wasting time waiting at branches and departments. Ordering a card or applying for a loan allows you to do so online without visiting banks offices.

How to download and install Birbank APK?

To download and install Birbank APK on your Android device, you need to follow these steps:

  • Go to and click on the Download button.

  • Wait for the APK file to be downloaded to your device.

  • Go to your devices settings and enable the option to install apps from unknown sources.

  • Locate the downloaded APK file and tap on it to start the installation process.

  • Follow the instructions on the screen and grant the necessary permissions to the app.

  • Once the installation is complete, you can launch the app and log in with your phone number and password.

Pros and cons of Birbank APK

Birbank APK has many advantages and disadvantages that you should consider before using it. Here are some of them:



- It is free and easy to use.

- It requires an internet connection and may consume data.

- It offers a wide range of banking services online.

- It may have some bugs or errors that affect its performance.

- It allows you to collect bonuses, miles, and VAT refunds.

- It may not be compatible with some devices or operating systems.

- It supports contactless payment methods such as NFC and QR Pay.

- It may not be secure enough for some transactions or users.

- It enables you to access remote services such as online queue, ordering a card, or applying for a loan.

- It may not have all the features or options that you need or want.


Birbank APK is a mobile banking app that allows you to manage your finances, make payments, transfers, and access various banking services online. It has many features that make it convenient and versatile, such as managing your cards and accounts, collecting bonuses and miles, getting VAT refund from purchases, using contactless payment methods, ordering a digital card, accessing remote services, and more. However, it also has some drawbacks that you should be aware of, such as requiring an internet connection, having some bugs or errors, not being compatible with some devices or operating systems, not being secure enough for some transactions or users, and not having all the features or options that you need or want. Therefore, you should weigh the pros and cons of Birbank APK before using it and decide if it suits your needs and preferences.


What is the difference between Birbank APK and Birbank app?

Birbank APK is the Android version of Birbank app. Birbank app is also available for iOS devices. You can download Birbank app from Google Play Store or App Store depending on your device.

How can I contact Birbank customer service?

You can contact Birbank customer service by calling 196 (from Azerbaijan) or +994 12 196 (from abroad), by sending an email to, by visiting their website, or by visiting their branches or departments.

How can I update Birbank APK?

You can update Birbank APK by visiting and downloading the latest version of the app. Alternatively, you can enable automatic updates in your devices settings so that Birbank APK will be updated whenever a new version is available.

How can I delete Birbank APK?

You can delete Birbank APK by going to your devices settings, finding the app in the list of installed apps, tapping on it, and selecting the option to uninstall it. You can also delete Birbank APK by locating the app icon on your home screen or app drawer, long-pressing on it, and dragging it to the trash bin icon.

Is Birbank APK safe to use?

Birbank APK is safe to use as long as you download it from a trusted source such as However, you should always be careful when using any online banking app and follow some basic security tips such as using a strong password, logging out after each session, avoiding public Wi-Fi networks, checking your statements regularly, reporting any suspicious activity or fraud, and keeping your app updated.

I hope this article has helped you to learn more about Birbank APK and how to use it. If you have any questions or feedback, please feel free to leave a comment below. Thank you for reading and have a great day!


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